Why Financial Independence?

Why Financial Independence?

As I sit at my desk in a black cloud of Sunday evening gloom, the answer is obvious. Because I don’t want to experience this every single work night for the rest of my life.

To those of you out there who would rather work than golf. Kudos! That’s great. There was a time I looked forward to work too, then the halo faded. I still like my job, but every night I say I wish I don’t have to go to work tomorrow. That, right there, is why I pursue financial independence.

I want enough ‘Fuck you’ money, so when the line is crossed, I can choose fire my job without having another one lined up. Sooner or later, the job gets old. Maybe the corporate culture changes, maybe the boss turns into a micromanaging ass or maybe the office environment turns toxic, I want to be able to leave the job without worrying about the bills. So many of my friends entered fields they were passionate about, most of them are experiencing burnout or turning bitter. I don’t want to wake up one day and feel trapped in a job I hate.

Don’t get me wrong. In most of my ‘win the lottery’ fantasies, I actually still work, albeit reduced hours. In fact, I think I’ll work even better because financial independence removes fear. I can think of occasions when someone else or myself was afraid to do or say something at work because of the fear losing our jobs.

Money is not everything, but it is essential for life and it gives you power. It gives you the power to choose. It will be your choice if you want to keep working or if you want to quit to travel the world. It can be your choice as to what type of project to tackle and how much time to dedicate. One can argue that you can do that right now. Yes, but call me paranoid or cynical. To me, financial independence means having a cushion so that when things turn sour unexpectedly, you’ll have more choices.

Choose freedom.

What would you do if you hit financial independence? Go travel the world? Early Retirement? Passion Project?